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The following table contains publications, reports, papers, and other works authored and co-authored by National Center staff.  In addition, other publications and reports are included that closely relate to the center’s work.

Peer-Reviewed Publications
2021Arenson, C., & Brandt, B. (2021). The importance of interprofessional practice in family medicine residency education. Family Medicine, 53(7), 548-555. DOI: 10.22454/FamMed.2021.151177
Commissioned Paper
2021Brandt, B.F., Barton, A., Dieter, C, & Williams, S. (2021). Nursing, interprofessional, and health professions education at a crossroads. Commissioned paper by the National Academy of Science, Engineering, and Medicine Future of Nursing 2030, Washington, D.C.
Book Chapters
2021Delaney, C.W., Pejsa, L., & Brandt, B.F. (In press). Interprofessional digitally-enabled cooperation and communication (information exchange & sharing): Digitals tools for interprofessional and patient-centered care. In Hubner, U., Mustata, G., Shaw, T., & Ball, M.J., (Eds), 5th Edition of Nursing Informatics: Where Technology and Caring Meets. New York, New York: Springer Press.
2021Kennedy, T, Harrell, S, Dieter, C, Brandt, B.F., (In press). Accelerating interprofessional community-based education and practice: Leveraging systems thinking to address the needs of vulnerable populations. In: Hossein, K. and Joosten-Hagye, D. (Eds). Interprofessional education and collaborative practice- Micro, meso, and macro approaches across the lifespan. San Diego, California: Cognella Publisher.
2021Moote R., Brandt B.F., & Zorek JA. (2021). Interprofessional practice in pharmacy. In Zorek J.A. (Ed). Interprofessional Practice in Pharmacy: Featuring Illustrated Case Studies. New York, New York: McGraw-Hill.
Peer-Reviewed Publications
2020Delaney, C. W., AbuSalah, A., Yeazel, M., Stumpf Kertz, J., Pejsa, L., & Brandt, B. F. (2020). National center for interprofessional practice and education IPE core data set and information exchange for knowledge generation. Journal of Interprofessional Care, 1-13.
Invited Editorial
2020Brandt, B.F., Barton, A.J. (2020). Getting Started with Interprofessional Practice and Education in Community-Based Settings. Journal of Nursing Education, 59(5): 243-244.
Invited Blog
2020Brandt, B., Harrell, S. Hassmiller, S., & Goodwin, P. Educating Health Care Teams by the Zip Code. Grant Makers in Health.
Peer-Reviewed Publications
2019Fraher, E., & Brandt, B. (2019). Toward a system where workforce planning and interprofessional practice and education are designed around patients and populations not professions. Journal of Interprofessional Care, 33(4), 389-397.
2019Sick, B., Radosevich, D. M., Pittenger, A. L., & Brandt, B. (2019). Development and validation of a tool to assess the readiness of a clinical teaching site for interprofessional education (InSITE). Journal of Interprofessional Care, 1-11.
Co-Chair, National Academy of Medicine Global Forum on Innovation in Health Professions Education
2019Brandt, B.F. (Co-Chair), Savitz., L., Carter, K.R., Cervero, R., Chesbro, S., Fletcher, S.E., Fraher, E., Johnson, A.F., MacDonell, C.M., Sheikh, J.I., Spetz, J., & Tulenko, K. (2019). Strengthening the connection between health professions education and practice. Global Forum on Innovation in Health Professions Education, Board on Global Health, Health and Medicine Division, National Academies Press, Washington D.C. URL:
Peer-Reviewed Publications
2018Brandt, B. F., Kitto, S., & Cervero, R. M. (2018). Untying the interprofessional Gordian knot: The national collaborative for improving the clinical learning environment. Academic Medicine, 93(10), 1437-1440. doi: 10.1097/ACM.0000000000002313
2018Carney, P. A., Brandt, B., Dekhtyar, M., & Holmboe, E. S. (2018). Advancing health professions education research by creating a network of networks. Academic Medicine, 93(8), 1110-1112. doi: 10.1097/ACM.0000000000002189
Invited Editorials
2018Barr, H., Ross, F., Schmitt, M., Patel, K. D., Zwarenstein, M., Brandt, B., ... & Eyre, L. (2018). Scott Reeves: 1967–2018. Journal of Interprofessional Care, 32(4), 403-403. doi: 10.1080/13561820.2018.1494962.
2018Barton, A. J., & Brandt, B.F. (2018). Interprofessional education in the age of risk and innovation. Journal of Nursing Education, 57(11), 635-637.
Invited Tribute
2018Brandt, B.F. (2018) Special Report of the President. Josiah Macy Jr. Foundation.
Book Chapter
2018Brandt, B. F. (2018). Rethinking Health Professions Education through the Lens of Interprofessional Practice and Education. New Directions for Adult and Continuing Education, 157, 65-76.
Peer-Reviewed Publications
2017Brandt, B. F., & Schmitz, C. C. (2017). The US National Center for interprofessional practice and education measurement and assessment collection. Journal of Interprofessional Care, 31(3): 277–281.
2017Schmitz, C. C., Radosevich, D. M., Jardine, P., MacDonald, C. J., Trumpower, D., & Archibald, D. (2017). The interprofessional collaborative competency attainment survey (ICCAS): A replication validation study. Journal of Interprofessional Care, 31(1), 28-34.
Book Chapter
2017Lutfiyya, M. N., Schicker, T., Jarabek, A., Pechacek, J., Brandt, B., & Cerra, F. (2017). Generating the data for analyzing the effects of interprofessional teams for improving triple aim outcomes. Big Data-Enabled Nursing (103-114). Springer, Cham.
Report Foreword
2017Brandt, B.F. (2017). In Centers of Excellence in Primary Care Education Compendium of Five Case Studies: Lessons for Interprofessional Teamwork in Education and Workplace Learning Environments 2011‐2016. U.S. Department of Veterans Affairs, Veterans Health Administration, Washington, D.C.
Peer-Reviewed Publications
2016Cox, M., Cuff, P., Brandt, B. F., Reeves, S., & Zierler, B. (2016). Measuring the impact of interprofessional education on collaborative practice and patient outcomes. Journal of Interprofessional Care, 30(1): 1-3.
2016Hager, K., St Hill, C., Prunuske, J., Swanoski, M., Anderson, G., & Lutfiyya, M. N. (2016). Development of an interprofessional and interdisciplinary collaborative research practice for clinical faculty. Journal of Interprofessional Care, 30(2), 265-267.
2016Little, M. M., St Hill, C. A., Ware, K. B., Swanoski, M. T., Chapman, S. A., Lutfiyya, M. N., & Cerra, F. B. (2016). Team science as interprofessional collaborative research practice: a systematic review of the science of team science literature. Journal of Investigative Medicine, 65(1), 15-22. doi: 10.1136/jim-2016-000216.
2016Lutfiyya, M. N., Tomai, L., Frogner, B., Cerra, F., Zismer, D., & Parente, S. (2016). Does primary care diabetes management provided to Medicare patients differ between primary care physicians and nurse practitioners?. Journal of Advanced Nursing, 73(1), 240-252.
2016Lutfiyya, M. N., Brandt, B. F., & Cerra, F. (2016). Reflections from the intersection of health professions education and clinical practice: the state of the science of interprofessional education and collaborative practice. Academic Medicine, 91(6), 766-771.
Book Chapter
2016Brandt, B., & Thistlethwaite, J. (2016). The formation and development of the National Center for Interprofessional Practice and Education. In Leading Research and Evaluation in Interprofessional Education and Collaborative Practice (pp. 23-39). Palgrave Macmillan, London.
Peer-Reviewed Publications
2015Brandt, B. F., Cerra, F. B., & Delaney, C. W. (2015). The United States National Center for Interprofessional Practice and Education: integrating an informatics approach to interprofessional work. Journal of Interprofessional Care, 29(6), 592-595.
2015Brandt, B. F. (2015). Interprofessional education and collaborative practice: Welcome to the “new” forty-year-old field. The Advisor, 3, 9-17.
2015Cerra, F. B., Pacala, J., Brandt, B. F., & Lutfiyya, M. N. (2015). The Application of Informatics in Delineating the Proof of Concept for Creating Knowledge of the Value Added by Interprofessional Practice and Education. Healthcare, 3(4): 1158–1173.
2015White Delaney, C., Kuziemsky, C., & Brandt, B. F. (2015). Integrating informatics and interprofessional education and practice to drive healthcare transformation. Journal of Interprofessional Care, 29(6), 527-529.
2015Lutfiyya, M. N., Brandt, B., Delaney, C., Pechacek, J., & Cerra, F. (2015). Setting a research agenda for interprofessional education and collaborative practice in the context of United States health system reform. Journal of Interprofessional Care, 30(1), 7-14.
2015Pechacek, J., Cerra, F., Brandt, B. F., Lutfiyya M. N., & Delaney, C. (2015). Creating the summary of evidence through comparative effectiveness research for interprofessional education and collaborative practice by deploying a national intervention network and a national data repository. Healthcare, 3:146-161.
2015Pechacek, J., Shanedling, J., Lutfiyya, M. N., Brandt, B. F., Cerra, F. B., & Delaney, C. W. (2015). The National United States Center Data Repository: Core essential interprofessional practice & education data enabling triple aim analytics. Journal of Interprofessional Care, 29(6), 587-591.
Book Chapter
2015Cerra, F. B., & Brandt, B. F. (2015). The growing integration of health professions education. In The transformation of academic health centers (pp. 81-90). Academic Press.
2015Christa, C. & Brandt, B.F. (2015). Interprofessional Education: “Thinking and Acting Differently”: PCMH Workforce Development Models. In Progress and Promise: Profiles in Interprofessional Health Training to Deliver Patient-Centered Care. Patient-Centered Primary Care Collaborative, Washington, D.C.
Book Foreword
2015Brandt, B.F. (2015). In Forman, D., Jones, M. & Thistlethwaite, J. (Eds.). Leadership and Collaboration: Further developments for interprofessional education. Palgrave Macmillan. ISBN: 978-1-137-43207-0
Invited Editorial
2015C. Schmitz, C., & Brandt, B. F. (2015). The Readiness for Interprofessional Learning Scale: To RIPLS or not to RIPLS? That is only part of the question. Journal of Interprofessional Care, 29(6), 525-526.
Committee Member, National Academy of Medicine Global Forum on Innovation in Health Professions Education
2015Cox, M. (Chair). Brandt, B.F., Palaganas, J. Reeves S., Wu, A.W., & Zierler, B. (2015). Measuring the impact on interprofessional education on collaborative practice and patient outcomes. Global Forum on Innovation in Health Professions Education, Board on Global Health, Health and Medicine Division, National Academies Press, Washington D.C. URL:
National Center Publications
2015Cullen, M. & Schmitz, C.C. (2015). Evaluating Interprofessional Education and Collaborative Practice: What Should I Consider When Selecting a Measurement Tool? National Center for Interprofessional Practice and Education. ISBN-10: 0692392467 ISBN-13: 978-0-692-39246-1
2014Brandt, B., Lutfiyya, M. N., King, J. A., & Chioreso, C. (2014). A scoping review of interprofessional collaborative practice and education using the lens of the Triple Aim. Journal of Interprofessional Care, 28(5), 393-399.
2014Brandt, B.F. National Center for Interprofessional Practice and Education:
A Bold New Vision for Health. 5 Journal of the National AHEC Organization
Spring 2014, 5-9.
2014Brandt, B. F. (2014). Update on the US National Center for Interprofessional Practice and Education. Journal of Interprofessional Care, 28(1), 5-7.
2014Earnest, M., & Brandt, B. (2014). Aligning practice redesign and interprofessional education to advance triple aim outcomes. Journal of Interprofessional Care, 28(6), 497-500.
2013Schmitt, M. H., Gilbert, J. H., Brandt, B. F., & Weinstein, R. S. (2013). The coming of age for interprofessional education and practice. The American Journal of Medicine, 126(4), 284-288.
2013Weinstein, R. S., Brandt, B. F., Gilbert, J. H., & Schmitt, M. H. (2013). Bridging the quality chasm: interprofessional teams to the rescue?. The American Journal of Medicine, 126(4), 276-277.
2013Delaney, C., Kuziemsky, C., & Brandt, B. (2013). Themed issue: interprofessional practice, education and informatics. Journal of Interprofessional Care, 27(4), 351-352.
2013Weinstein, R. S., Brandt, B. F., Gilbert, J. H., & Schmitt, M. H. (2013). Collaborating Across Borders III (CAB III) “Interprofessional Collaboration: From Concept to Preparation to Practice” Tucson, Arizona, USA-November 19–21, 2011. Journal of Interprofessional Care, 27(sup1), 1-5.
Commissioned Papers - Josiah Macy Jr. Foundation
2013Earnest, M. and Brandt, B.F. (2013). Building a workforce for the 21st century healthcare system by aligning practice redesign and interprofessional education. In Transforming Patient Care: Aligning Interprofessional Education with Practice Redesign. Proceedings of a conference chaired by Cox, M. and Naylor, M. Josiah Macy Jr. Foundation, New York, New York.
2013McCarthy, T., Brandt, B.F., Cerra, F.B. (2013). The Role of Culture, Resources, Administrative Alignment, and Finances in a Model of Interprofessional Education and Practice: A Nexus Failure. In Transforming Patient Care: Aligning Interprofessional Education with Practice Redesign. Proceedings of a conference chaired by Cox, M. and Naylor, M. Josiah Macy Jr. Foundation, New York, New York.
Editor – Special Issue of the Journal of Interprofessional Care
2013Weinstein, R. S., Brandt, B., Gilbert, J., & Schmitt, M. H. (2013). CAB III Abstracts. Journal of Interprofessional Care, 27(sup1), 6-218.
Publications Related to the National Center
2015Chen, F., Delnat, C. C., & Gardner, D. (2015). The current state of academic centers for interprofessional education. Journal of Interprofessional Care, 29(5), 497-498.
2013Chen, F. M., Williams, S. D., & Gardner, D. B. (2013). The case for a National Center for Interprofessional Practice and Education, Journal of Interprofessional Care, 27(5), 356-357.
2011Cerra, F., & Brandt, B. F. (2011). Renewed focus in the United States links interprofessional education with redesigning health care. Journal of Interprofessional Care, 25(6), 394-396.
Interprofessional Informatics
2012Kuziemsky, C., & Reeves, S. (2012). The intersection of informatics and interprofessional collaboration. Journal of Interprofessional Care, 26(6), 437-439.
Interprofessional Collaborative Competency Attainment Survey (ICCAS)
2014Archibald, D., Trumpower, D., & MacDonald, C. J. (2014). Validation of the interprofessional collaborative competency attainment survey (ICCAS). Journal of Interprofessional Care, 28(6), 553-558.

Browse additional publications and guides in the National Center Publications Collection. 


A collection account will lower your credit score and can generally stay on your credit report for up to seven years. Often, a collection entry will even keep you from getting a mortgage or auto loan.

To be clear, you can pay a collection and still have it show on your credit report. The credit reporting bureaus can just change the account to a “paid collection.”

Fortunately, it is possible to remove collections from your credit report.

Here are 4 ways to remove collections from your credit report, improve your score, and restore your borrowing power:

1. Request a Goodwill Deletion – If You Have Paid The Debt

The first step, if you have paid the collection account, or have been making regular on-time payments, is to mail the collection agency a “goodwill letter” that explains your situation.

Don’t go into too many details, but let the debt collector know if you’re trying to buy a house but can’t because of the negative information on your credit report.

Then kindly ask the debt collector to remove collections from your credit report out of goodwill.

With some newer scoring models of FICO and VantageScore, they ignore a collection marked as “paid”, though many lenders still utilize older formulas that will still weigh a paid collection account against you.

If this sounds overwhelming, you might want to reach out to a credit expert.
It costs some money but is less expensive than you might think
considering you are getting your own lawyer to fight on your behalf.

Talk to Lex Law

2. Dispute the Collection – If You Found An Error

If the goodwill letter falls flat and the debt collection remains on your credit report, it’s time for a more advanced method.

For this, you will need a current copy of your credit report. TransUnion, Experian, and Equifax provide you with a free credit report once a year.

Once you have your credit reports in hand (or on-screen), find the negative item you’d like removed and check it out closely.

Confirm all the details and if you see anything inaccurate, report the inaccurate information to the major credit reporting agencies.

The Fair Credit Reporting Act or FCRA requires credit reporting agencies to show only accurate information in your credit history.

If you can find inaccurate information, the credit bureau will have to fix the information. Though, if it can’t fix the errors, the bureau should remove the collections from your credit report.

This method can work because, rather than simply disputing the entire entry, you are going to write an advanced dispute letter that lists especially what is inaccurate.

Using this letter, you will insist that each piece of information is corrected or that the collection be removed.

This makes it more difficult for the credit agencies to verify the collection and hopefully result in them simply removing the collection altogether.


  • Balance
  • Account number
  • Date opened / Date closed (check all dates)
  • Account status (e.g., Closed)
  • Payment status (e.g., Collection)
  • Payment history
  • Delinquency date
  • Credit limit
  • High balance
  • Anything else that appears to be inaccurate

3. Ask the Collection Agency to Validate the Debt

If you can’t find inaccuracies on your credit reports, write to the collection agency and ask it to validate your debt.

Under section 809 of The Fair Debt Collection Practices Act, collection agencies are required to validate debts they are attempting to collect, if you request that they do so.

The main issue here is that you have only 30 days to make the request after the collection agency first contacts you.

If they are unable to validate the debt, you can ask them to remove it from your credit report.

4. Negotiate a Pay-for-Delete Agreement

When your original creditor can’t collect your past-due balance, it’ll sell your debt to a debt collection agency which means you now owe the money to the agency.

But when the agency buys your debt, it doesn’t pay the full amount. It may pay only a fraction of what you owed on your original debt.

If the collection agency can get you to pay off the debt, it makes a profit. As a result, you could leverage a payment in your negotiations.

Had I tried this instead of just paying off my old Sprint balance, it may have saved me a lot of trouble.


You offer to pay part of your balance due in exchange for getting all negative information related to the debt off your credit report.

Offer to pay 30 percent of old debt, for example.

For this to work, you have to get this agreement in writing. An agreement over the phone won’t hold up.

You could do your part and pay the agreed-upon amount only to learn the agent you spoke with didn’t make a record of the deal.

Now, if you owe $30,000 on an old credit card charge-off, you’d have a hard time coming up with a lump sum so large. Even 30 percent would still be $9,000.

But this pay-for-delete strategy can help when you can afford to make a payment.

Late payments can be reported separately even though it’s associated with the same debt.

Though, if you negotiate with your creditors to get a collection account removed, be sure all the negative data goes away.

Have a Professional Remove Collections From Your Credit Report

If this all seems like too much for you to handle, and you are worried about trying to take on a collection agency on your own, there’s an entire industry devoted to credit repair that is ready to help you.

A professional credit repair company like Lexington Law could help restore your credit — usually within three or four months.

They won’t take any action you couldn’t take yourself. Since credit repair is all they do, it’ll work faster and more efficiently.

You would need to budget some money for the monthly payments, which average about $100 depending on the plan you choose.

There’s also a one-time set-up fee for most credit repair companies.

But if you want to get your personal finances back on track without spending your free time on the phone or writing letters, you should consider this kind of service provider.

What You Need to Know About Debt Collections

Debt collections come in many forms.

Whether it’s an unpaid medical bill, a cell phone bill, or even an $18 library book you never returned, unpaid debt can lead to negative information on your credit report.

It looks especially bad when the negative item comes from a collection agency.

Collections accounts tell other creditors you let an old debt go three or maybe even six months without paying.

When you apply for new credit, lenders know your old lenders lost money on your accounts.

So a collection account will have a negative impact on your ability to apply for new credit — whether it’s a mortgage, a major credit card, or a personal loan.

Original Creditor Vs. Collection Agency

Sometimes the same debt can appear twice on your credit report, which can multiply its negative impact.

For example, this can happen when the original creditor sells the debt to a collection agency, which then reports the same debt to the major credit bureaus.

When you’re struggling to make on-time payments, try to resolve the debt before it goes into collections, if possible.

Many lenders have relief programs, flexible payment options, or even programs allowing you to skip a payment.

If you’re already being contacted by a debt collector, it’s too late to fix the problems with your original creditor.

But you can still resolve the issue using one or more of the options above.


How Does A Collection Affect Your Credit Score?

Once a debt turns into a collection account and gets logged on your credit report, you will see a significant drop in your credit score.

If you didn’t have any other negative items on your credit report, this drop could be north of 100 points.

How far your credit score falls largely depends on how bad it was, to begin with.

In other words, a single collection account won’t be a huge deal to someone who already has multiple delinquent accounts and a consistent string of late or missed payments, even on their up-to-date accounts. This person already had bad credit.

But if you’ve established a long history of making on-time payments, keeping a healthy credit utilization ratio, and maintaining a blend of different types of credit, a collection account will make a huge negative mark.

As the collection account ages, its impact on your credit score will lessen. But this won’t help if you need new credit this month.

How Long Does a Collection Stay on Your Credit Report?

Unfortunately, unpaid collections and paid collections remain on your credit report for seven years.

Over time, the negative impact of your collection account will diminish.

After a few years, you may be able to get an auto loan, credit card, or mortgage again, but the best interest rates go to the best-qualified borrowers.

You could save thousands by getting the collection account removed and fixing your bad credit as soon as possible.

When You Pay A Collection Account Will It Be Removed From Your Credit Report?

A lot of people think paying a collection will automatically remove it from their credit report, like my old Sprint bill.

It’s important to know the collection won’t be removed from your credit report even if you pay it off.

It’ll just be relabeled as a paid collection instead of an unpaid collection.

New lenders will still see the collection account when they pull your credit report.

Even if you do get approved for a loan, you’ll likely pay a higher interest rate.

Read more above on how to get a paid collection off of your credit report.

Are Medical Collections Different?

For years, medical collections were treated the same as all other collections.

But FICO has updated its scoring to treat medical collections differently. Medical collections now carry less weight when your credit score is calculated.

The newest FICO scoring model puts even less emphasis on medical debt.

Again, this doesn’t mean a medical collection won’t affect your ability to get a loan. Lenders don’t just look at your credit score to make their loan decisions.

They usually pull your entire credit report and notice your past negative items. This, in turn, will affect your approval as well as the interest rate.

This is especially true when you’re applying for a mortgage.

How Do I Get A Copy of My Credit Report?

Through April of 2021, you can get a free credit report every week because of the Covid-19 pandemic.

Visit to get your free credit report.

How To Remove Specific Collection Agencies From Your Credit Report


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Duplicate Accounts CA Reporting Me Late Every Month w/12 Charge-Offs

By Hi-Tech

I am in really bad need of some advice on what to do with two accounts showing up on all 3 credit reports. I realize I made a mistake and somehow I need to fix it but I don’t think I deserve what this place is doing. The two accounts are duplicate accounts and are the same credit card account, but it is not showing that way according to all 3 credit report agencies.

In 2019, I was going to be away for 3 months for some important medical treatments and I knew that I would not be able to take care of my payments during this time, so I set up automatic payments from inside my checking account and paid them their payments that way.  I had always made my payments on time so I was surprised when they closed my account.  My bank said that the payments should have been delivered by the due date, but Merrick Bank said that they were late by two days all three months. So they charged me a late charge of $39, three months in a row and then closed my account by the time I could get a hold of them. 

Once the account closed, they turned it into a collection agency right away. But now on all three credit reports, it is listed from the credit card company as well as the collection agency and makes it look like I owe $2444 between the two.  The card was not maxed out and they inflated the balance big time.

What’s worse, is the collection agency somehow updates it as a late payment every month and I get an alert from my credit monitoring website saying that I have a new late payment.  The collection agency is also listed as 12 charge-offs.

I realize that what is done is done and there’s not much I can do about it. I am planning on paying this off in the next 6-12 months, but in the meantime, I do not think it’s fair that it is listed in duplicate and that the collection agency continues to update it as late every month. It is hurting my credit score considerably because it is renewed as a new late payment every month, as well as two separate accounts.

Are they allowed to do this or should it just be listed as one account instead of having it on there in duplication?  Can anyone please tell me how I can possibly go about fixing it so that only one account is listed on my report correctly? It seems like something like this should be illegal or be against FCRA rules. I am also surprised that they are able to list it as 12 charge-offs!  Unbelievable.

Merrick Bank listed me for a bunch of late payments in 2019, but stopped then.  CWS/CW NEXUS has continued to list me as late every month and just listed a new late payment for August 2020.

The info from the accounts is copied below. The first one is the credit card company, Merrick Bank. The second one is the collection agency, CWS/CW NEXUS.  Merrick Bank will not talk to me whatsoever on the phone and will transfer me to the CWS/CW NEXUS if I get through to a live person.  The collection agency called me once in the beginning, and the representative was as surprised as I was and I have never received any more calls from them since.

My credit is otherwise very good and I have around 20 accounts all reporting good payment history except for this company reporting every month as late with 12 charge-offs.  I apologize in advance for the long read, but I wanted to make sure I had the correct information in the post.  Thanks for any help!

Credit Card Company:

1 charge-off
Account Info
Account status Closed
Date opened Jun 02, 2015
Account type Credit Card - Revolving Terms
Balance on Jul 31, 2019 $1,262
Credit Limit $950
Payment Info
Status Charge-off
Status date Jul 2019
Past due amount $427
Highest balance -
Monthly payment -

Collection Agency:

12 charge-offs

Account Info
Account status Closed
Date opened Jun 02, 2015
Account type Credit Card - Revolving Terms
Balance on Aug 01, 2020  $1,182
Credit Limit $950
Payment Info
Status Charge-off
Status date Aug 2019
Past due amount $1,182
Balance on Aug 01, 2020 $1,182
Credit Limit $950

How to download a Collection as a Premium User - Nexus Mods Collections

Russo v. CW Nexus Credit Card Holdings Trust et al

Case Summary

On 04/15/2021 Russo filed a Finance - Consumer Credit lawsuit against CW Nexus Credit Card Holdings Trust. This case was filed in U.S. District Courts, New York Eastern District. The Judges overseeing this case are Joan M. Azrack and Steven I. Locke. The case status is Pending - Other Pending.

Case DetailsPartiesDocumentsDockets

  • Finance - Consumer Credit

  • New York Eastern District

Judge Details

Presiding Judge

Referral Judge



CW Nexus Credit Card Holdings Trust

Attorney/Law Firm Details

Plaintiff Attorney

Adham Mohamed Elsayed

Attorney at Law Offices of Robert S. Gitmeid & Associates, PLLC

30 Wall Street, 8Th Floor, #741

New York, NY 10005

Defendant Attorney

Camille Renee Nicodemus

Attorney at Schuckit & Associates, P.C.

4545 Northwestern Drive

Zionsville, IN 46077

  • DocketORDER : In light of the representation this case settled with defendant Transunion, counsel for the plaintiff shall file a stipulation of discontinuance by 6/30/2021. Ordered by Judge Joan M. Azrack on 5/28/2021. (Posillico, Lauren) (Entered: 05/28/2021)

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  • Docket(#10) NOTICE of Settlement as to TransUnion, LLC Only by Michael James Russo (Elsayed, Adham) (Entered: 05/27/2021)

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  • Docket(#9) INITIAL CONFERENCE ORDER: An Initial Conference is set for 7/13/2021 at 12:00 PM before Magistrate Judge Steven I. Locke. The conference will be conducted via the Court's AT&T Conference line at: 1-877-336-1829; Access Code 3002871# at the prompt. Ordered by Magistrate Judge Steven I. Locke on 5/26/2021. (Attachments: #1 SIL Individual Rules, #2 Scheduling Order Worksheet) (Gandiosi, Kristin) (Entered: 05/26/2021)

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  • Docket(#8) ANSWER to Complaint And Affirmative Defenses by TransUnion, LLC. (Nicodemus, Camille) (Entered: 04/27/2021)

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  • Docket(#7) ORDER Dismissing Parties: Re: #6 NOTICE of Voluntary Dismissal without Prejudice as to Defendant CW Nexus Credit Card Holdings Trust. The Clerk of the Court is directed to terminate defendant CW Nexus Credit Card Holdings Trust. So Ordered by Judge Joan M. Azrack on 4/23/2021. (Ortiz, Grisel) (Entered: 04/23/2021)

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  • Docket(#6) NOTICE of Voluntary Dismissal by Michael James Russo as to CW Nexus Credit Card Holdings Trust, only (Elsayed, Adham) (Entered: 04/22/2021)

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  • Docket(#5) NOTICE of Appearance by Adham Mohamed Elsayed on behalf of Michael James Russo (notification declined or already on case) (Elsayed, Adham) (Entered: 04/22/2021)

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  • Docket(#4) In accordance with Rule 73 of the Federal Rules of Civil Procedure and Local Rule 73.1, the parties are notified that if all parties consent a United States magistrate judge of this court is available to conduct all proceedings in this civil action including a (jury or nonjury) trial and to order the entry of a final judgment. Attached to the Notice is a blank copy of the consent form that should be filled out, signed and filed electronically only if all parties wish to consent. The form may also be accessed at the following link: # You may withhold your consent without adverse substantive consequences. Do NOT return or file the consent unless all parties have signed the consent. (Rodin, Deanna) (Entered: 04/16/2021)

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  • DocketCase Assigned to Judge Joan M. Azrack and Magistrate Judge Steven I. Locke. Please download and review the Individual Practices of the assigned Judges, located on our #website. Attorneys are responsible for providing courtesy copies to judges where their Individual Practices require such. (Rodin, Deanna) (Entered: 04/16/2021)

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  • Docket(#3) This attorney case opening filing has been checked for quality control. See the attachment for corrections that were made. (Rodin, Deanna) (Entered: 04/16/2021)

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  • Docket(#2) Corporate Disclosure Statement by TransUnion, LLC identifying Corporate Parent TransUnion Intermediate Holdings, Inc., Corporate Parent TransUnion, Other Affiliate T. Rowe Price Group, Inc. for TransUnion, LLC. (Nicodemus, Camille) (Entered: 04/15/2021)

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  • Docket(#1) NOTICE OF REMOVAL by TransUnion, LLC from Supreme Court of the State of New York, case number 614936/2020. (Filing fee $402 receipt number ANYEDC-14377958)Was the Disclosure Statement on Civil Cover Sheet completed -Yes (Attachments: #1 Exhibit A, Summons to Trans Union, LLC, #2 Exhibit B, Complaint to Trans Union, LLC, #3 Civil Cover Sheet) (Nicodemus, Camille) Modified on 4/16/2021 (Rodin, Deanna). (Entered: 04/15/2021)

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Nexus collections cw

Citi Too Many Inquiries CLI Denial — Are they being completely transparent?

By Menta33

I've got Citi AA Miles card from 2019 still with same credit limit I opened with.  Denied again for CLI, reason given was:

However, I wonder if that is the full story since they have BK loss with me that is off my credit reports now?  Are they obligated to cite that in their reasons if part of their decision making process?

My inquiries on Equifax they referred to:

Feb 17, 2021 PENTAGON FCU (Denied CLI, max exposure) Feb 17, 2021 DIGITAL FEDERAL CREDIT UN (Denied card) Dec 29, 2020 CORELOGIC CREDCO CORELOGIC for BACHOMELOANSECOMMDMA (Mortgage approved) Apr 20, 2020 CREDCO/QUICKEN CREDCO/QUICKEN for QUICKEN LOANS INC Mar 07, 2020 PENTAGON FCU (Approved CLI) Mar 07, 2020 DIGITAL FEDERAL CREDIT UN (Denied card) Feb 24, 2020 CITIBANK NA CITIBANK NA (Prior Citi CLI that was denied)  
Experian FICO: 827 (From Wells Fargo Bank)
TransUnion FICO: 824 (From Barclays Bank)
Equifax FICO: 770 (From DCU older version of score)


How to download a Collection as a Premium User - Nexus Mods Collections

All care for them weighs on her fragile female shoulders. And now, out of nowhere, this wounded girl has also come in. Hands grabbed the edges of the baggy camouflage pants that hugged the. Girl's hips and pulled them down.

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I will, do not hesitate, - I confidently inform her. - By the way, look, snake. She screams and reflexively presses her palms to her face.

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